Our participating providers have helped clients remove 1,000,000+ late payments from their credit reports. One single recent late payment can reduce a credit score by 15 to 40 points.
Misleading and inaccurate collections accounts unfairly lower thousands of people's credit scores. Collection accounts are among the most common errors on credit reports.
Any credit report error can be disputed. Disputing credit report errors can raise your credit score rapidly. Our participating providers will aggressively dispute any error on your credit report.
These typically reside on your credit report for 7 years. Inaccurate charge offs can be removed, and legitimate charge offs can be minimized or removed by communicating with creditors and credit bureaus.
Often times, liens that have been paid off can still reside incorrectly on your credit report. By filing the proper IRS form, proof of the lien payoff can be used to dispute the lien with the credit bureaus.
These can show up on your credit report even if you have never filed bankruptcy. Sometimes just a simple clerical error, mistake or not, bankruptcies have a devastating impact on credit scores and borrowing ability.
Sometimes a repossession is unavoidable. You can still make arrangements with the creditor to repay the difference between what you owed and the amount they resold the repossessed item for. Many lenders will agree to remove the repossession from your credit report.
If you have a foreclosure on your credit report, the best thing you can do for your credit is to address any other negative items that stand out. Focusing on removing other negative information can minimize the impact of a foreclosure on your credit report.
Judgments are listed inaccurately on credit reports from time to time. If a judgment is incorrectly listed on your credit report, it is advisable to dispute the item with the credit bureaus. Expert help is extremely beneficial in this pursuit.
Articles and resources to help you navigate repairing your credit score…
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